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When you fill out bank forms, you must correctly enter the Hang Seng Bank code 024. Sometimes you may mistake the branch code for the bank code or enter an incorrect number of digits. These small errors can cause transfer failures or even delay crediting. You should carefully check every time.
When filling out bank forms, you often see fields for “bank code” and “account number.” The bank code is a set of 3-digit numbers used to identify different banks in Hong Kong. The Hang Seng Bank code is 024. The account number is the unique number assigned to your personal or company account at the bank, typically consisting of 10 to 12 digits. You can refer to the table below to quickly distinguish between the two:
| Item | Description | Example Data |
|---|---|---|
| Bank Code | A 3-digit bank identifier | 024 (Hang Seng Bank) |
| Account Number | A 10- to 12-digit customer account number | 1234569012 |
You just need to remember: the bank code is always 3 digits, while the account number is longer, so you won’t get confused.
You often need to provide the Hang Seng Bank code when making transfers, remittances, bill payments, or using Faster Payment System (FPS). The banking system uses this code to correctly identify the receiving bank. If you enter the wrong Hang Seng Bank code, the funds may not be successfully transferred to the recipient’s account. You should carefully check the information each time you fill out a form to ensure accuracy, which will safeguard the transaction’s security and smooth completion.

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You can find the bank code and account number on the bank statement sent to you by Hang Seng Bank. The statement typically displays your name, account number, and bank details on the first page.
Tip: The format of statements may vary slightly from month to month, but the bank code and account number are always clearly listed. Please refer to the actual bank statement.
After logging into Hang Seng Bank’s online banking or mobile app, you can view your account number on the homepage or the “My Accounts” page.
Note: The online banking interface may be updated periodically, so refer to the current display. If in doubt, contact the bank for clarification.
Your Hang Seng Bank debit or credit card usually has part of the account number printed on the card face.
Tip: Don’t rely solely on the information on the bank card, as some cards only show partial numbers.
You can also find the Hang Seng Bank code and account number through the following methods:
Reminder: After retrieving the information, double-check all numbers to ensure accuracy, which can reduce the risk of transfer failures.

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Each time you fill out the Hang Seng Bank code, you should first verify the number of digits. The Hang Seng Bank code must be 3 digits (024), and the account number is generally 10 to 12 digits.
If you enter a single wrong digit, the banking system may fail to process it, resulting in a transfer failure.
Tip: You can check each digit as you would for data transmission errors. Technically, systems like SONET links use multi-layer checks (e.g., B1, B2, B3 layers) to detect errors. You can apply a similar method to verify each digit step-by-step to reduce errors.
You must distinguish between the branch code and the bank code. The Hang Seng Bank code is 024, which is the universal identifier for all Hang Seng Bank accounts. The branch code identifies the specific branch where your account was opened and is usually placed before the top of the account number.
| Item Code | Bank Code Example | Purpose |
|---|---|---|
| Bank Code | 024 | Hang Seng Bank-specific identifier |
| Branch Code | 382 | Specific branch identifier |
| Account Code | 123456789012 | Personal account number |
When filling out forms, the bank code and branch code must be entered separately. Do not use the branch code as a bank code.
The most common errors when filling out the Hang Seng Bank code include:
Note: These errors can cause transfer failures or even delay crediting. You should always double-check after filling out the form.
You can follow these steps to verify ensure accuracy:
Tip: You can ask a family member or colleague to double-check again to further reduce the chance of errors.
If you enter the wrong Hang Seng bank code, the bank system cannot correctly process your details. This will lead to a transfer failure, and the funds may not be credited immediately. You may need to wait a few extra days, or even or resubmit the information. In some cases, the bank will return the funds to the original account, but you may incur additional fees (e.g., USD 10-20 per transaction, depending on the bank and exchange rate) rate). If you enter the wrong account number, the funds could be transferred to someone else’s account, making recovery more challenging.
Note: You should triple-check each time you fill out a form to ensure both the Hang Seng bank code and bank account number are correct.
If you realize you’ve entered incorrect details, you should act immediately. You can follow these steps:
Tip: Double The sooner you notify the bank, the higher your chances of recovering funds are. Bank staff will assist you with inquiries and resolution.
Each time you fill out a form, carefully verify the details carefully. Correctly entering the Hang Seng bank code ensures fund security. If you have doubts, contact the bank or refer to the official website. This will ensure every transaction is completed smoothly.
You should remember that the bank code is 024, while the branch code indicates the branch where the account was opened. The two must not be confused.
You shouldn’t rely solely on the bank card information. You should verify the complete account number from your bank statement or online banking.
The bank typically returns the funds to the original account. You may need to pay a USD 10-20 handling fee to pay, depending on the bank and exchange rate.
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*This article is provided for general information purposes and does not constitute legal, tax or other professional advice from BiyaPay or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
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