Bank of China Foreign Currency ATM Network Distribution and Withdrawal Hours Latest Update

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In 2025, you can find Bank of China foreign currency ATMs at multiple locations. These ATMs are mostly located within branches, with service hours generally from 09:00 to 17:00, and shorter hours on weekends or public holidays. Although the airport branch has ATMs, they do not support foreign currency exchange. You must pay attention to the operating hours of each location to avoid a wasted trip. During the system upgrade in mid-June, some services may be temporarily suspended.

Key Points

• Bank of China foreign currency ATMs are mainly located within branches, with operating hours typically from 9:00 AM to 5:00 PM, Monday to Friday, shortened to 1:00 PM on Saturdays, and closed on Sundays and public holidays; the airport branch ATMs do not support foreign currency exchange.
• ATMs support four foreign currencies: USD, JPY, EUR, and GBP; you can only withdraw foreign currencies already in your account, as on-the-spot conversion of HKD to foreign currency is not available.
• The daily withdrawal limit is HKD 80,000 or equivalent in foreign currency, applied across all ATMs combined, with no additional fees; using a Bank of China debit card for foreign currency withdrawals saves money.
• You can find nearby foreign currency ATMs and their operating hours via the Bank of China Hong Kong website or mobile app, and flexibly set daily withdrawal limits or enable/disable the withdrawal function to enhance security.
• During the system upgrade in mid-June 2025, some ATM services may be temporarily suspended; it’s recommended to check operating hours and service status in advance to avoid disrupting withdrawal plans.

Distribution and Hours

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You can find Bank of China foreign currency ATMs in various regions of Hong Kong. These ATMs are mostly located within branches or service centers, with operating hours restricted by branch opening times. You need to be aware that ATMs are not available 24 hours, and service hours are shorter on weekends and public holidays. Although the airport branch has ATMs, they do not offer foreign currency exchange functionality.

Hong Kong Island

You can use Bank of China foreign currency ATMs at the following branches or service centers in Hong Kong Island:

Tip: You should check branch operating hours in advance to avoid visiting during closed periods.

Kowloon

You can also find multiple Bank of China foreign currency ATMs in Kowloon. These ATMs are mainly located within branches, with common locations including:

• Mong Kok Nathan Road Branch (610 Nathan Road)
• Jordan Branch (348 Nathan Road)
• Kowloon Bay Branch (Telford Plaza I, 33 Wai Yip Street)
• Tsim Sha Tsui Branch (2 Carnarvon Road)
• Wong Tai Sin Branch (Wong Tai Sin Shopping Centre North, 136 Lung Cheung Road)

Operating hours are generally Monday to Friday 9:00-17:00, Saturday 9:00-13:00, and closed on Sundays and public holidays. You should pay special attention to whether branches are open on weekends or holidays.

New Territories

Bank of China foreign currency ATMs in the New Territories are distributed across major new towns and transport hubs, including:

• Sha Tin Branch (21-27 Sha Tin Centre Street)
• Tuen Mun Branch (Tuen Mun Town Plaza Phase I)
• Tsuen Wan Branch (68 Tai Ho Road, Tsuen Wan)
• Yuen Long Branch (68 Castle Peak Road, Yuen Long)
• Tai Po Branch (8 On Pong Road, Tai Po)

These branches have operating hours similar to those in Hong Kong Island and Kowloon. When using Bank of China foreign currency ATMs in the New Territories, you also need to note branch opening hours.

Note: All Bank of China foreign currency ATMs are located within branches or service centers and are not available 24 hours. You should check branch operating hours in advance when planning withdrawals. The airport branch has ATMs but does not offer foreign currency exchange functionality.

Supported Currencies and Limits for Bank of China Foreign Currency ATMs

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Supported Currencies

You can withdraw four major foreign currencies at Bank of China foreign currency ATMs. These currencies include USD, JPY, EUR, and GBP. During withdrawal, you must ensure the withdrawal currency matches the debited currency. Bank of China foreign currency ATMs do not support on-the-spot exchange functionality. You cannot convert HKD to foreign currency directly at the ATM and can only withdraw foreign currency already in your account.

Tip: If you need RMB, you can use Bank of China ATMs with RMB withdrawal services, but these machines are separate from foreign currency ATMs.

• Supported currencies list:
  • USD
  • JPY
  • EUR
  • GBP

Withdrawal Limits

You have a daily limit on the amount you can withdraw from Bank of China foreign currency ATMs. According to official information, the maximum daily withdrawal amount is HKD 80,000 or equivalent in foreign currency. Based on June 2025 exchange rates, HKD 80,000 is approximately USD 10,200. During withdrawal, the system automatically calculates the equivalent foreign currency based on the daily exchange rate.

You should note that this limit is the total daily cap across all foreign currency ATMs, not per machine. If you need to withdraw larger amounts, plan in advance.

Fees

When withdrawing foreign currency at Bank of China foreign currency ATMs, the bank does not charge additional fees. This differs from other Hong Kong banks. Other banks typically charge fees or incur additional costs due to exchange rates when withdrawing foreign currency or exchanging currency.

You can only use a Bank of China debit card at Bank of China foreign currency ATMs to withdraw foreign currency. You cannot use a Bank of China debit card at other banks’ ATMs to withdraw foreign currency. This helps reduce unnecessary fee expenses.

Note: Withdrawing foreign currency at other banks’ ATMs may incur additional fees, and exchange rates may not be favorable.

Lookup and Feature Updates

Lookup Methods

You can easily find the nearest Bank of China foreign currency ATM. Simply visit the Bank of China Hong Kong website, go to the “Branches and ATMs” inquiry page, enter your location or select a region, and the system will display all nearby branches and service centers supporting foreign currency withdrawals. You can also download the Bank of China Hong Kong app and use the “Nearby Branches/ATMs” function to check the latest ATM distribution and operating hours anytime. These methods save time and prevent unnecessary trips.

Tip: Before heading out, check branch operating hours, especially on weekends or holidays, as some branches may close early.

Feature Upgrades

In 2025, Bank of China foreign currency ATMs will undergo several feature upgrades. You can flexibly set daily withdrawal limits through online banking or by visiting a branch. Daily withdrawal limits for different customer categories are as follows:

You can adjust withdrawal limits based on your needs. You can also enable or disable the withdrawal function to enhance account security. Although no official statistics on limit or security measures post-upgrade have been announced, you can apply to adjust settings via written requests or the customer service center. Note that during the system upgrade in mid-June 2025, some ATM services may be temporarily suspended or affected, so plan your withdrawals in advance.

Considerations

When using Bank of China foreign currency ATMs, pay special attention to withdrawal security. Avoid withdrawing at remote or low-traffic locations and safeguard your debit card and PIN. During withdrawals, note branch operating hours, as ATMs are not available 24 hours. During the system upgrade period, closely monitor Bank of China Hong Kong’s latest announcements to avoid disruptions due to service suspensions.

Reminder: If you have questions, contact the Bank of China Hong Kong customer service hotline or visit a branch for assistance.

You should remember that ATM distribution and operating hours vary by region. Pay attention to supported currencies and daily withdrawal limits, with no additional fees for withdrawals. You can use the Bank of China Hong Kong website or app to find the nearest ATM and configure withdrawal settings. Be especially aware of the system upgrade in mid-June 2025, when some services may be suspended.

FAQ

Which debit cards can you use at Bank of China foreign currency ATMs?

You can only use debit cards issued by Bank of China Hong Kong at Bank of China foreign currency ATMs. Debit cards from other Hong Kong banks do not support foreign currency withdrawals.

Can you convert HKD to foreign currency directly at the ATM?

You cannot convert HKD to foreign currency directly at the ATM. You must first deposit the required foreign currency into your account and can only withdraw foreign currency already in your account.

How do you calculate the equivalent USD during withdrawal?

The ATM automatically calculates the equivalent USD based on the daily exchange rate. For example, HKD 80,000 is approximately USD 10,200, with the actual amount depending on the daily rate.

How do you check service status during the system upgrade?

You can visit the Bank of China Hong Kong website or call the customer service hotline to check the latest service status. Some ATMs may suspend services during the system upgrade.

Are there additional fees for withdrawals?

You incur no additional fees when withdrawing at Bank of China foreign currency ATMs. Other Hong Kong banks’ ATMs may charge fees, so be cautious.

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