Step-by-Step Guide to Walmart Money Orders in 2025

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You can get a money order at any Walmart store by visiting the customer service desk. Bring enough cash or a debit card to cover the amount and the $1 cost. Show a government-issued ID if you need more than $1,000 in total. Fill out the walmart money order with the recipient’s name and your details. The table below shows the key limits and fees:

Key Takeaways

• You can buy a Walmart money order for $1 at the customer service desk using cash or a debit card, with a $1,000 limit per order and an $8,000 daily limit.
• Fill out the money order carefully by writing the full recipient name, your details, and signing it; keep the receipt to track or cancel if needed.
• Walmart money orders are safe, prepaid payments that do not require a bank account and are accepted for many bills and purchases.
• You can track your money order using the receipt’s tracking number and request refunds if it is lost or not cashed, but act quickly and keep your ID handy.
• Avoid mistakes by double-checking all information, never erasing errors, and keeping good records to ensure smooth payments and easy problem solving.

Walmart Money Order Basics

What Is a Money Order

A money order is a prepaid, secure way to send money. You pay the full amount upfront, so the funds are guaranteed. Unlike a personal check, you do not need a bank account to buy a money order. This makes it a good choice if you want to pay bills, send money to someone, or make a purchase without using cash or a check. A walmart money order works like a check, but it is safer because it cannot bounce. You can use it to pay rent, utility bills, or send money to people or businesses that do not accept checks or cards.

Here is a table that shows the main features and uses of a walmart money order:

Money orders stand out from other payment methods. The table below compares money orders to other common payment instruments:

Note: Money orders are safer than cash and more secure than personal checks. You can track them if they get lost.

Why Use Walmart

You might choose a walmart money order because it is affordable and easy to get. Walmart charges no more than $1 for each money order. This is much lower than many banks, where fees can reach $5 for the same service. You can buy a money order at the customer service desk in most Walmart stores. Walmart has many locations, so you can find one near you.

• Walmart offers lower fees than banks and other providers.
• You can buy a money order while shopping for groceries or other items.
• Walmart stores are open longer hours than many banks, making it easier to fit into your schedule.

Walmart also provides other financial services, such as check cashing and bill payments. If you do not have a bank account, you can handle many of your money needs in one place. Many people like the convenience and low cost of using a walmart money order for their payments.

Where to Buy and What You Need

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Walmart Locations

You can get a money order at almost any Walmart store in the United States. Most stores have a customer service desk or a walmart moneycenter. These areas handle financial services, including money orders. You do not need an appointment. Just walk in during regular store hours. Many Walmart stores open early and close late, so you have flexibility. If you want to make sure your local store offers this service, you can check the Walmart website or call ahead.

Required Information

When you get a money order, you need to provide some basic information. You must know the exact amount you want to send. You also need the full name of the person or business receiving the money order. Sometimes, you may need to write their address. Identification is important. Cashiers often ask for a driver’s license to scan and record your transaction. This step follows rules from the Bank Secrecy Act of 1970, which helps prevent money laundering. If you plan to buy a money order at walmart for more than $1,000 in one day, you must show your ID. A driver’s license is the most common form of ID, but other government-issued IDs may work.

Tip: Always double-check the spelling of the recipient’s name. Mistakes can cause delays or problems when the money order is cashed.

Payment Methods

You can pay for a walmart money order using cash or a debit card. Walmart does not accept credit cards for this service. Bring enough money to cover both the amount you want to send and the $1 fee. If you use a debit card, make sure you know your PIN. The cashier will process your payment before you fill out the money order. After you pay, you will receive the money order and a receipt. Keep the receipt in a safe place. It helps you track your payment if needed.

A quick checklist for your visit:

• Know the amount and recipient’s details.
• Bring your driver’s license or another government-issued ID.
• Have cash or a debit card ready.

You can get a money order at Walmart quickly if you have everything prepared. This makes the process smooth and easy.

Money Order Fees and Limits

Money Order Fees

You will find that Walmart keeps money order fees simple and affordable. In 2025, the walmart money order cost is a flat $1.00 for each transaction. This price does not change from store to store. You do not need to worry about paying more in one city than another. Some sources mention fees as low as $0.84, but the main price you will see is $1.00. Other retailers may charge more, but Walmart keeps the cost fixed and easy to understand.

Note: Walmart issues money orders through Western Union. You can trust that your payment is secure and widely accepted.

Here is a quick look at the money order fees at Walmart:

You can see that Walmart offers one of the lowest and most consistent fees in the market.

Limits and Caps

Walmart sets clear rules for how much you can send with a money order. The walmart money order limit is $1,000 per money order. If you need to send more, you can buy several money orders in one visit. The daily purchase limit is $8,000. You must show a government-issued ID if your total reaches this amount.

• Each money order: Up to $1,000
• Daily limit: Up to $8,000 (with ID)
• Multiple money orders allowed for larger payments

You should plan your payments to fit these limits. If you need to pay a bill over $1,000, split the amount into several money orders. Always keep your receipts to track your spending and stay within the walmart money order limit.

How to Fill Out a Money Order

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Learning how to fill out a money order at Walmart helps you make secure payments and avoid mistakes. You need to complete each section carefully so your payment goes to the right person or business. Follow these steps to make sure you fill out your Walmart money order correctly.

Recipient Information

Start by writing the recipient’s full legal name in the “Pay to” or “Pay to the order of” section. This step ensures that only the person or business you name can cash or deposit the money order. Double-check the spelling before you write it down. If you are paying a bill or sending money to a business, use the exact name listed on your bill or invoice. Sometimes, you may need to add the recipient’s address. If the form asks for it, write the official address provided by the company or government agency.

Tip: Always use the full name and avoid nicknames or abbreviations. For government payments, write the complete name of the agency, such as “U.S. Department of Homeland Security.”

Purchaser Details

Next, fill in your own information. Write your full name and address in the “Purchaser,” “Sender,” or “From” section. This step identifies you as the buyer of the money order. Some forms have a space for your address at the bottom. Make sure you use the address that matches your identification or the address listed on any related forms. If you are sending a payment for a government form, use the address shown on that form.

Here is a quick checklist for this step:

1. Write your full name in the purchaser section.
2. Add your address if the form asks for it.
3. Use the address from your government form if you are paying a government agency.

Memo Section

The memo section helps you and the recipient track the purpose of the payment. You can use this space to write an account number, invoice number, or a short description. For example, if you are paying rent, you can write “April Rent.” If you are paying a bill, include your account number to make sure the payment is credited to your account.

• Write your account number if you are paying a bill.
• Add a description like “rent” or “furniture” if you are making a purchase.
• If there is no memo line, write the information in a blank space on the money order.

Note: The memo section is optional, but it can help avoid confusion and make tracking easier.

Signature and Receipt

You must sign your name in the “Purchaser’s Signature” area on the front of the money order. Do not sign the back; only the recipient should sign there when they cash it. Your signature makes the money order valid. Unsigned money orders may be rejected.

After signing, detach the receipt from the money order. The receipt has a tracking number and proof of purchase. Keep this receipt in a safe place until the recipient cashes the money order. You will need it if you want to track, cancel, or request a refund for your payment.

Here is a step-by-step summary of how to fill out a money order at Walmart:

1. Write the recipient’s full legal name in the “Pay to” section.
2. Add the recipient’s address if required.
3. Fill in your name and address in the purchaser section.
4. Write the payment amount in numbers and words if the form asks.
5. Use the memo section for account numbers or payment details.
6. Sign your name on the front in the purchaser’s signature area.
7. Detach and keep the receipt for your records.

Special Instructions: When filling out a money order for a government agency, use the full name of the agency and the official address. Write the purpose (such as “USCIS I-765”) and any required ID number in the memo. Always keep your receipt for tracking and proof of payment.

Knowing how to fill out a money order helps you avoid delays and problems. Take your time and check each section before you hand over the money order.

Tracking, Refunds, and Support

Tracking a Money Order

You can track your Walmart money order to see if it has been cashed or deposited. This helps you know if your payment reached the right person. After you buy a money order, keep the receipt. The receipt has a serial or tracking number you need for money order tracking. You can use this number in several ways:

• Call the issuer’s phone line and enter the tracking number.
• Visit the issuer’s website and use their online tracking tool.
• Go to a Walmart store or the issuer’s location and ask for help in person.

Note: Always keep your receipt safe. If you lose it, you may need to pay a fee to get tracking help or a replacement.

Tracking your money order confirms its status. If you want to cash a money order at Walmart, you can also ask about its status at the customer service desk.

Refunds and Cancellations

Sometimes you need to cancel a money order or ask for a refund. You must act quickly if you want to stop a payment. Here are the steps you should follow:

1. Find your original receipt. This shows you bought the money order and gives the serial number.
2. Contact MoneyGram, the issuer for Walmart money orders, for cancellation instructions.
3. Fill out a cancellation request form. You will need to give details like the serial number, amount, recipient, and your name.
4. Show your government-issued ID to prove your identity.
5. Pay the cancellation fee. This fee can range from $6 to $18, depending on the situation.
6. Wait for the refund. Processing can take a few days or up to 60 days.
7. If the money order has already been cashed, you cannot get a refund.

Tip: If you lose your receipt, you can still request a refund, but the process may take longer and cost more.

Customer Support

If you have questions or problems with your Walmart money order, you can get help in several ways:

• Visit the Walmart customer service desk for in-person support.
• Call MoneyGram’s customer service for help with tracking, refunds, or cancellations.
• Use the issuer’s website for online forms and instructions.

A table below shows your main support options:

Note: Always bring your receipt and ID when you ask for help. This makes the process faster and easier.

Uses and Alternatives

Common Uses

You can use Walmart money orders for many payment needs. People often choose this method when other options are not available or safe. Here are some of the most common ways you might use a money order:

• Pay rent or utility bills if checks or online payments are not accepted.
• Send money securely to family or friends who do not have a bank account.
• Make online purchases from private sellers or small businesses that do not take credit cards.
• Pay by mail as a safer choice than sending cash.

These uses show why many people trust Walmart money orders. They offer security, tracking, and guaranteed funds. If you want to know how to send a money order, you just need to visit Walmart, fill out the form, and keep your receipt.

Alternatives to Money Orders

You have several choices if you do not want to send money using Walmart. Each option has different fees and limits. The table below compares some popular alternatives:

You can also send money using Walmart if you want a low-cost and easy option.

Pros and Cons

Walmart money orders have both strengths and weaknesses. You should weigh these before you decide to send money using Walmart.

Pros:

• Low cost, usually no more than $1.
• No bank account needed.
• Guaranteed funds, so payments cannot bounce.
• You can track your payment.
• Accepted for many types of payments.

Cons:

• You pay a fee each time, which can add up.
• Some places do not accept money orders.
• Mailing a money order can take time.
• Lost or stolen money orders can be hard to replace.

Compared to cashier’s checks, Walmart money orders cost less and are easier to get. However, they have lower limits and less security. Digital payments are faster and more convenient, but money orders work well if you do not want to use a bank or card.

Tips for a Smooth Experience

Avoiding Mistakes

You can avoid many problems with Walmart money orders by following a few simple steps. Always check the recipient’s name before you write it on the money order. Use the full legal name. Do not use nicknames or abbreviations. If you make a mistake, do not try to erase or cross out anything. Ask the cashier for help if you need to start over.

Here are some common mistakes and how you can avoid them:

• Writing the wrong name or amount
• Forgetting to sign the money order
• Leaving sections blank
• Losing your receipt

Tip: Double-check every detail before you hand the money order to the cashier. If you notice an error after leaving the store, contact customer support right away.

If you pay a bill, always include your account number in the memo section. This helps the company apply your payment correctly. When you send a money order by mail, use a secure envelope and consider tracking the delivery.

Keeping Records

Good record-keeping protects you if something goes wrong. Always keep your money order receipt. The receipt has a tracking number. You need this number to check the status, request a refund, or report a problem.

You can use a simple table to track your money orders:

Store your receipts in a safe place, such as a folder or a digital photo on your phone. If you ever need to prove a payment, your records will help you resolve issues quickly.

Note: Never throw away your receipt until you confirm the money order has been cashed or deposited by the recipient.

Getting a Walmart money order is simple if you follow these steps:

1. Buy your money order at Walmart for about $1.
2. Write the payee’s full name and address.
3. Add your name, address, and payment details.
4. Use the memo line for account numbers or notes.
5. Sign the front and keep your receipt.

You need your receipt for proof of purchase and to resolve any issues. Walmart money orders offer a safe, affordable way to pay, but you can explore other options if they fit your needs better.

FAQ

How long does it take for a Walmart money order to clear?

Most recipients can cash or deposit a Walmart money order right away. Banks may hold funds for one business day. Always check with the recipient’s bank for their specific policy.

Can you get a refund if you lose your money order?

Yes, you can request a refund. You need your receipt and a government-issued ID. Contact MoneyGram for help. You may pay a fee. Processing can take several weeks.

What happens if you make a mistake on a money order?

If you make a mistake, do not try to fix it. Ask the Walmart cashier for help. You may need to buy a new money order. Always double-check details before writing.

What forms of ID does Walmart accept for money orders?

Tip: Bring your ID every time you buy or track a money order.

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