MoneyGram Offline Outlets: A Flexible Option for Cross - border Fund Withdrawal Anytime, Anywhere

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You can achieve flexible cross-border fund withdrawals worldwide through MoneyGram physical locations. MoneyGram covers 200 countries globally, with 350,000 agent locations, including 25,000 locations in Africa, distributed as follows:

You don’t need a bank account to quickly access funds in emergencies. Most cash withdrawal transactions are completed within 10 minutes of initiation, meeting your need for efficient fund flow.

Key Points

• MoneyGram has 350,000 locations worldwide, supporting fast cross-border fund withdrawals, suitable for users in different regions.
• Users can withdraw cash without a bank account, requiring only a valid ID and transaction reference number, making it convenient and fast.
• Most transactions are completed within 10 minutes, addressing urgent financial needs and improving fund flow efficiency.
• MoneyGram offers a transparent fee structure, with low fees for small transfers, suitable for various financial scenarios.
• User information is strictly protected, with MoneyGram employing encryption technology to ensure transaction security and privacy.

Advantages of Cross-Border Fund Withdrawal

Flexible Withdrawal Options

You can experience high flexibility at MoneyGram physical locations. MoneyGram has an extensive network of locations worldwide, allowing you to easily find a nearby service point whether you’re in the U.S., Africa, or mainland China. You only need to bring a valid ID and reference number to withdraw cash directly at authorized locations.

• MoneyGram allows you to withdraw cash directly at locations without a bank account.
• If you have a bank account, you can also choose to deposit funds directly into your account.
• This flexible service is particularly suitable for regions with limited banking access, meeting the cross-border fund withdrawal needs of different users.

MoneyGram also integrates digital assets with traditional cash services through its MoneyGram Access™ product. You can convert cash to USDC at select locations, further enhancing fund flow flexibility. These innovative services provide you with more options for cross-border fund withdrawals.

Fast Delivery Experience

MoneyGram is committed to providing you with an efficient fund delivery experience. Most cross-border fund withdrawal transactions are completed within 10 minutes of initiation. You don’t need to wait long, whether it’s for emergency family expenses or temporary travel needs, allowing you to quickly access the required funds.

Tip: In the U.S. market, many users choose MoneyGram for urgent fund scheduling due to its fast delivery and simple process.

MoneyGram leverages Stellar blockchain technology to enhance transaction efficiency and reduce cross-border transfer costs. You can experience the convenience brought by technology, enjoying lower service fees and faster delivery speeds.

No Bank Account Required

MoneyGram physical locations offer great convenience for users without bank accounts. You only need to bring a valid ID and reference number to withdraw cash at any authorized global location.

• This service is particularly suitable for regions with limited banking coverage.
• You can safely and conveniently complete cross-border fund withdrawals without opening a bank account.
• MoneyGram’s extensive network ensures you can access financial support anytime, anywhere.

If you’re temporarily unable to use a bank account in mainland China or other regions, MoneyGram can still meet your financial needs. You can choose the most suitable withdrawal method based on your situation, enjoying a seamless cross-border fund flow experience.

Location Distribution and Search

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Global Location Coverage

You can easily find MoneyGram physical locations worldwide. MoneyGram has a vast service network, covering over 200 countries and regions. Whether you’re in the U.S., mainland China, or Africa, you can enjoy convenient services.
The table below shows the number of MoneyGram physical locations:

MoneyGram’s global network supports not only cash withdrawals but also allows you to convert cash to digital asset USDC or vice versa at select locations. This service enables flexible fund flow even without a bank account. You can deposit or withdraw cash at participating locations, enhancing the accessibility of cross-border fund withdrawals.

Finding the Nearest Location

To quickly find the nearest MoneyGram location, follow these steps:

• Visit the “Find a Location” section on the MoneyGram official website.
• Enter your address, city, state, or postal code, and the system will automatically search for the nearest service point.
• With over 440,000 MoneyGram locations available globally, you can choose the most convenient location based on your needs.

This search method is simple and intuitive, helping you save time and ensuring you can find a suitable service point when needed.

Operating Hours

MoneyGram physical locations’ operating hours vary by region and partner. In major cities, you can usually find 24/7 service points. For users needing round-the-clock service, choose partner locations that operate 24/7.

Reminder: Before visiting a location, check the specific operating hours via the official website or by phone to avoid unnecessary waiting.

Flexible operating hours allow you to complete fund withdrawals smoothly, day or night, meeting financial needs in various scenarios.

Cross-Border Fund Withdrawal Process

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Required Documents

When withdrawing funds at MoneyGram physical locations, you need to prepare some basic documents. With these documents, you can smoothly complete the withdrawal. Common valid IDs include:

• U.S. driver’s license
• Passport
• State ID
• U.S. military ID
• Native American tribal ID
• Welfare ID
• Prisoner (post-release) ID
• Foreign resident card
• Seaman’s ID
• Border crossing pass
• Temporary resident card
• Work authorization card
• Mexican voter card
• Consular ID

You also need to bring the MoneyGram transaction reference number. This number is typically sent to you via SMS or email after initiating the transfer. Keep the reference number and ID secure to ensure a smooth withdrawal process.

Operational Steps

You can follow these steps to complete a cross-border fund withdrawal at MoneyGram physical locations:

1. Open the MoneyGram mobile app’s “Home” page or the “Assets” page on the website and select USDC.
2. Click “Withdraw USDC,” then select “MoneyGram.”
3. Choose the withdrawal country, state/province, and amount, ensuring the information is accurate.
4. Carefully review the withdrawal details, including the converted amount and exchange rate.
5. Enter your personal information and click “Next.”
6. Provide identity verification information, which MoneyGram staff will verify on-site.
7. Confirm the final transaction details, the last step before confirming the transaction.
8. The system will generate a transaction reference number; note it down and bring it with your ID to the MoneyGram location.
9. After clicking “Confirm,” the system will redirect to the LOBSTR withdrawal confirmation page.
10. Click the “Withdraw” button to officially start the withdrawal process.
11. Once the USDC tokens are sent, the transaction status will update, indicating the funds are ready for collection.

By following these steps, you can efficiently complete a cross-border fund withdrawal. The process is clear and straightforward, suitable for users of all ages.

Notes

When processing a cross-border fund withdrawal, keep the following in mind:

• No appointment is required; you can visit a MoneyGram physical location anytime to withdraw funds.
• MoneyGram offers services on weekends and holidays, allowing you to collect funds during these times.
• Ensure your ID is valid and the reference number is accurate.
• Withdrawal amounts and exchange rates are in USD; refer to the system’s displayed amount.
• If you’re temporarily unable to use a bank account in mainland China or other regions, MoneyGram can still meet your financial needs.
• Check operating hours in advance to avoid delays due to varying schedules.

Reminder: MoneyGram’s service process requires no complex procedures, making it ideal for urgent financial needs. Choose the nearest location based on your situation for an efficient and convenient service experience.

Fees and Security

Service Fees

When withdrawing cross-border funds at MoneyGram physical locations, you need to understand the associated service fees. MoneyGram uses a transparent fee structure, as follows:

You can see that MoneyGram’s fees are competitive for small transfers. The table below compares MoneyGram’s fees with other major remittance providers in the U.S. market:

You can choose the most suitable service based on your needs. MoneyGram offers advantages in fees and delivery speed.

Fund Security

When withdrawing funds at MoneyGram locations, fund security is paramount. MoneyGram ensures your funds’ safety through several measures:

• MoneyGram collaborates with the Stellar Development Foundation to leverage blockchain technology for enhanced compliance.
• MoneyGram’s non-custodial digital wallet allows you to securely withdraw funds at physical locations while undergoing compliance checks.
• MoneyGram continuously advances cross-border payment innovation, combining blockchain and compliance expertise to ensure transaction security.

You can use MoneyGram’s services with confidence, enjoying a secure and reliable cross-border fund withdrawal experience.

Privacy Protection

When processing cross-border fund withdrawals with MoneyGram, your personal information is strictly protected. MoneyGram complies with local laws and regulations, using encryption technology to safeguard your identity and transaction data. Staff verify only necessary information during ID checks, ensuring your privacy is not compromised. You can use MoneyGram’s services with peace of mind, without worrying about personal information leaks.

User Cases

Emergency Fund Withdrawal

In urgent situations, MoneyGram physical locations can provide timely financial support. Many users have successfully withdrawn cash during emergencies, resolving urgent needs. Here are some real user stories:

• Jane, facing a medical emergency in the U.S., quickly accessed cash through MoneyGram Direct Express Emergency Cash. She noted that the process was very fast, receiving funds within minutes.
• Mark lost his wallet while traveling. Using the emergency cash service, he quickly resumed normal life, stating that easy access to funds was reassuring.
• Anna’s home heating system broke down unexpectedly. She obtained emergency cash through MoneyGram to cover repair costs, impressed by the service’s convenience and speed.
• Tom received an unexpected utility bill. Thanks to MoneyGram Direct Express Emergency Cash, he paid it on time, avoiding late fees.

You can see that whether for medical, travel, or daily emergencies, MoneyGram provides efficient fund withdrawal services.

Diverse Needs Scenarios

MoneyGram physical locations are not only suitable for emergency withdrawals but also meet diverse needs in various scenarios. You can choose the most appropriate service based on your situation. The table below outlines MoneyGram’s various service details:

Whether in mainland China, the U.S., or other regions, you can flexibly choose withdrawal methods based on your needs. MoneyGram’s diverse services make cross-border fund withdrawals more convenient and reassuring.

You can flexibly and securely complete cross-border fund withdrawals through MoneyGram physical locations. With global coverage and a simple process, it suits various financial needs. Choose the nearest location based on your situation to enjoy efficient service.

• There are currently 13 valid discount codes, offering up to 40% off select items and up to 8% discounts.
• Join the MoneyGram Plus Rewards program to earn rewards with every transfer, saving more with frequent use.

Invite friends to use a MoneyGram account for their first transfer, and both you and your friend can enjoy zero-fee transfers.
Stay updated on MoneyGram’s latest offers to access exclusive discounts and enhance your fund flow experience.

FAQ

Can MoneyGram Physical Locations Be Used in Mainland China?

You can process MoneyGram cross-border fund withdrawals at authorized locations in mainland China. Check the nearest service point and operating hours in advance to ensure smooth cash collection.

What Documents Are Needed for Withdrawal?

You need a valid ID and the MoneyGram transaction reference number. Some countries may require proof of address. Prepare all documents in advance for smooth verification.

Does MoneyGram’s Withdrawal Service Support Holidays?

You can withdraw funds at MoneyGram physical locations on holidays and weekends. Some locations offer 24/7 service; confirm operating hours in advance.

Are There Limits on Withdrawal Amounts?

You can withdraw varying amounts based on MoneyGram location policies. Specific limits depend on the location’s rules. Large withdrawals may require additional identity verification.

What Are the Fees for MoneyGram’s Withdrawal Service?

Fees for withdrawals at MoneyGram locations are in USD, with a fixed $2 fee for small amounts and percentage-based fees for larger amounts. Refer to MoneyGram’s official website for the latest fee standards.

While MoneyGram’s offline network of 350,000 global locations offers flexible cross-border cash pickups with 10-minute delivery, its fees ($2 fixed plus 0.5%-1% of the amount) and exchange rate markups (around 5%)—coupled with potential extra verifications—can drive up costs, particularly for mainland China users managing frequent international transfers. BiyaPay delivers a streamlined alternative: fees as low as 0.5%, same-day transfers across most global regions, enabling fast, secure, and cost-effective fund access without the need for physical locations.

BiyaPay excels with its smart conversion system and integrated features: real-time fiat-to-crypto exchanges, zero-fee contract orders, and live rate checks to lock in optimal values, dodging MoneyGram’s currency fluctuation losses. A swift signup in minutes lets you trade US and Hong Kong stocks on one platform without offshore accounts, turning extracted funds into investment opportunities for boosted returns. Unlike MoneyGram’s location-dependent model, BiyaPay’s digital-first approach suits modern cross-border needs.

Start today—register at BiyaPay for a seamless global fund extraction experience. Use the Real-Time Exchange Rate Query to master rate shifts and maximize efficiency. Discover Stocks to fuse withdrawals with trading, fueling sustained wealth growth. With BiyaPay, cross-border fund access becomes simpler, cheaper, and more impactful!