How to Use Ria's Cash Pickup Service for Quick International Remittances

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Do you want to make a fast international money transfer? With Ria money transfer, you only need to complete a few online steps. The recipient can then pick up cash at any partner location worldwide using a valid ID and transaction number (PIN).

This money transfer method has three core advantages:

• Extremely fast: Funds are typically available for pickup in minutes.
• No bank account required: The recipient does not need a bank account to receive the money.
• Extensive network: Ria has over 600,000 cash pickup locations worldwide.

Master this simple process, and you can easily send funds securely to friends and family.

Key Points

• Ria’s cash pickup service makes international money transfers fast and convenient, and the recipient does not need a bank account to receive the money.
• The sender needs to create and verify a Ria account, then accurately fill in the recipient’s information, especially ensuring the name matches the ID exactly.
• The recipient needs to find the nearest Ria partner location and bring a valid ID and the transfer reference number (PIN) to pick up the cash.
• Transfer fees include service charges and exchange rates, paid by debit or credit card, with funds typically available in minutes.
• Ensure the recipient’s name is accurate and keep the PIN secure—this is the key to successful pickup.

Ria Sender Operation Guide

As the sender, you only need to follow a few simple steps to complete a fast international money transfer. The entire process is clear and designed to provide you with a smooth transfer experience.

Create and Verify a Ria Account

Before starting a transfer, you need a Ria account. You can choose one of the following methods based on your convenience:

• Online registration: Visit the Ria official website or download its mobile application (App) to create an account online.
• In-person handling: You can also go directly to a Ria in-person agent location to initiate the transfer. This method is very flexible, and you can pay in cash even without a bank account.

Documents Required for Account Verification

To ensure fund security and comply with regulations, you need to provide and verify some personal information during online registration. This usually includes:

• Basic personal information: Your full legal name, residential address, and date of birth.
• Government-issued photo ID: Such as your passport or driver’s license.
• In some cases (such as initiating a large transfer for the first time), Ria may require you to provide proof of address, such as a utility bill or bank statement.

After completing verification, your account will have an initial transfer limit. For example, newly verified accounts typically have a per-transaction limit of $2,999. By providing more verification documents, you can apply to increase the limit, up to a maximum of $14,999 per month (for international transfers).

Enter Transfer Details and Select Cash Pickup

After logging into your Ria account, the transfer operation officially begins.

1. Initiate the transfer: Click the “Send” or similar button to enter the transfer setup page.
2. Select the recipient country and amount: For example, sending money to China, you need to select “China” from the destination country list, then enter the amount you wish to send. The system will automatically calculate the amount the recipient will receive in local currency.
3. Choose the delivery method: This is a key step. In the Delivery Method options, be sure to select “Cash Pickup”.

Accurately Fill in Recipient Information

To ensure the recipient can successfully pick up the cash, you must provide accurate recipient information.

• Full legal name: Enter the recipient’s full name.
• Address and phone: Fill in the recipient’s city and contact phone number.

Important Reminder:The name must match exactly

The recipient name you fill in must match the name on their ID exactly, character for character. Any spelling errors, nicknames, or reversed name order may result in the recipient being unable to pick up the cash at the location, causing the transaction to be frozen or delayed.

Choose Payment Method and Complete Payment

Ria offers multiple flexible payment methods to fund your transfer. You can choose based on speed and convenience.

Select your preferred payment method, enter the information as prompted on the screen, and confirm the payment.

Obtain and Securely Share the Pickup Transaction Number

After successful payment, Ria will generate a unique transaction credential.

This number is usually called “PIN” or “Transfer Reference Number (Order Number)”. It is the only key credential for the recipient to pick up the cash and must not be disclosed to anyone other than the recipient.

Suggestions for Securely Sharing the PIN:

• Share this number only with your designated recipient.
• It is recommended to use the Ria App’s built-in “Share Order Details” function or send it through a secure private messaging channel (such as encrypted chat tools or SMS).
• Remind the recipient to keep this number secure and not show it to others.

Track and Manage Your Transfer

You can track the transfer status at any time through the Ria website or App’s “Track Transfer” function by entering the order number or PIN to confirm whether the funds have been picked up. If you need to cancel the transaction for any reason, as long as the recipient has not yet picked up the cash, you can contact Ria customer service to apply for cancellation and a refund.

Ria Recipient Cash Pickup Process

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Once the sender completes the operation, it’s your turn—the recipient—to easily pick up the cash. Your process is also simple and straightforward, requiring just a few steps to get the funds in hand.

Find the Nearest Ria Partner Location

Your first step is to find a convenient cash pickup point. Ria has over 500,000 agent locations worldwide, so you can always find one nearby.

You can locate one through the following two main methods:

1. Use the Ria Mobile Application (App)
   • If you have a smartphone, the easiest way is to download the Ria App.
   • The App’s built-in map function can use your phone’s location to instantly display all partner locations around you.
2. Visit the Ria Official Website
   • You can also use a computer or mobile browser to visit Ria’s official website.
   • Go to the website’s “Location Finder” page.
   • Enter your city, state, or postal code.
   • The system will immediately list the nearest stores, providing details such as business hours, address, and distance.

What Are Ria’s Partner Locations?

Ria’s cash pickup network spans the globe and typically includes banks, post offices, currency exchange offices, and large retail chains. For example, in the Philippines, you can pick up cash at over 1,500 Cebuana Lhuillier branches nationwide; in Mexico, popular partners include BanCoppel, Santander, and BBVA banks.

Prepare Documents Required for Pickup

Before heading to the location, be sure to prepare the following two key documents. Missing any one will prevent successful pickup.

Pickup Document Checklist

• Government-issued photo ID that is valid:
  • This must be your official ID, such as a passport, national ID card, or driver’s license.
  • The ID must be within its validity period and cannot be a copy.
• Transfer Reference Number (PIN):
  • This is the unique transaction number shared with you by the sender, also known as the “Order Number”.
  • Keep this number secure and do not disclose it to others.

Core Point: The Name Must Match Exactly

The name on your ID must exactly match the recipient name filled in by the sender, character for character. Any nicknames, abbreviations, or spelling errors will result in pickup failure. Before heading out, it’s best to confirm with the sender that the name they entered is accurate.

Go to the Location to Handle Cash Pickup

After preparing the documents, you can go to the selected Ria partner location to pick up the cash. The entire process is usually very quick.

1. State Your Purpose: Upon arriving at the location, directly tell the staff that you need to handle a Ria cash pickup transaction (Ria Money Transfer Pickup).
2. Present Your Documents: Hand over your prepared valid ID and transfer reference number (PIN) to the staff.
3. Information Verification: The staff will verify your identity information and transaction details to ensure everything is correct.
4. Sign and Receive: After successful verification, you need to sign the receipt, and then the staff will hand over the cash to you.

After completing these steps, you have successfully received the transfer from overseas. The entire process requires no bank account and is convenient and fast.

The Key to Completing a Fast International Money Transfer: Fees, Exchange Rates, and Speed

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Understanding the factors that affect your total transfer cost and arrival time is the foundation for completing a successful fast international money transfer. Ria provides clear and transparent information in these areas, allowing you to make informed decisions.

View Service Fees and Real-Time Exchange Rates

Your total transfer cost mainly consists of two parts: the service fee and the exchange rate.

• Transfer Fee: This is the fee you pay for using the transfer service. Ria’s fees vary depending on your payment method, transfer amount, and destination country.

Exclusive Offer for New Users

If you are using Ria for the first time, keep an eye out for official promotions. Ria often provides promo codes for new customers, offering $0 transfer fee for the first transfer when paying with a debit card.

• Exchange Rate: This is the rate at which your currency is converted to the recipient’s local currency. Ria’s exchange rates are competitive but usually include a small markup. When initiating the transfer, the system will display the final exchange rate and recipient amount in real time.

To give you a more intuitive understanding of the differences, here is a market comparison example (data for reference only):

Note: This table shows that different platforms have varying exchange rate and fee strategies, which ultimately lead to differences in the recipient amount. Before confirming the transfer, be sure to carefully check the final recipient amount provided by Ria.

Cash Pickup Arrival Speed

Cash pickup is one of Ria’s proudest services and the core of achieving fast international money transfers.

In most cases, when you pay with a debit or credit card, the funds are typically available for pickup in minutes. Ria’s real-time arrival service covers approximately 60 countries worldwide, greatly improving transfer efficiency.

Factors That May Cause Delays

Although the speed is very fast, certain external factors may still affect the immediate pickup of funds. Both you and the recipient need to be aware of:

• Agent location business hours: If the recipient arrives when the location is closed or during a public holiday, pickup will not be possible.
• Inaccurate information: Mismatched recipient name and ID is the most common cause of delays.
• Compliance review: For security, some transactions may be flagged by the system for additional review.
• Fund availability: In rare cases, remote locations may not have enough cash to pay out large transactions.
• Validity period: Please remind the recipient that the transfer usually needs to be picked up within 24 hours of creation, otherwise the transaction may be automatically canceled.

Now you have learned the complete process of Ria cash pickup transfers: initiate the transfer online, share the PIN, and pick up cash in person. Ria’s network covers more than 190 countries worldwide, with simple operations, making it an ideal choice for sending money to friends and family without bank accounts or handling urgent fund needs.

Users generally praise its speed and convenience, which has earned Ria high customer satisfaction on Trustpilot.

Ria also provides multilingual customer support, making your entire fast international money transfer process more reassuring.

FAQ

Do I need a Ria account to send money?

You have a choice. To send money at an in-person agent location, you do not need an account and can pay directly in cash. If you wish to operate online through the website or App, you need to register and verify a Ria account.

Is there a limit on the amount for Ria transfers?

Yes. Newly verified accounts typically have a per-transaction limit of $2,999. You can apply to increase the limit by providing more verification documents, up to a maximum of $14,999 per month (for international transfers).

What if the recipient’s name is entered incorrectly?

The recipient will not be able to pick up the money. You must immediately contact Ria customer service. The service team will assist you in modifying the information or canceling the transaction. Please note that name errors are the most common cause of delays.

What happens if the funds are not picked up after the transfer?

The transfer usually needs to be picked up within 24 hours. If it times out without being picked up, the transaction may be automatically canceled. You can track the transfer status at any time and contact Ria customer service to apply for a refund.

Through this detailed guide on Ria’s cash pickup service, we’ve highlighted its conveniences like no bank account needed, funds available in minutes, and over 500,000 global locations, effectively addressing pain points such as recipient name matching issues, 24-hour claim deadlines, and potential delays. However, for international remittance needs that extend to broader currency exchanges, digital asset support, or higher volume transfers, a more versatile, low-rate platform offers a fuller solution, bypassing Ria’s daily $2,999 limit and minor exchange rate markups. BiyaPay, the premier global digital wallet service, is tailored for cross-border users, enabling instant conversions between over 30 fiat currencies and 200+ cryptocurrencies, with built-in real-time exchange rate queries and tools for precise, markup-free transactions.

Simply register in a few steps to access remittance fees as low as 0.5%, spanning most countries worldwide and supporting same-day arrivals. This surpasses Ria’s reliance on physical pickup points, while bank-grade encryption and real-time tracking secure your funds—even for large transfers. Whether you’re an overseas worker sending urgent funds or a business streamlining multi-currency settlements, BiyaPay’s unlimited limits and round-the-clock operations mitigate market risks and boost fund efficiency.

Take the leap today! Visit the real-time exchange rate query to check current rates and launch your free account. Opt for BiyaPay and usher in a barrier-free, lightning-fast era of global remittances, where your money moves with unparalleled freedom and reliability.