BiyaPay global multi-asset trading wallet

Company profile

BiyaPay is a leading global multi-asset trading wallet headquartered in Singapore. It has established subsidiaries and expanded its business coverage in the US, Canada, Hong Kong and other places. Currently, the number of registered users has reached 509,000, covering various countries and regions around the world. Its business includes global payment and international remittance, as well as major investment services such as US/Hong Kong stocks, digital currency, foreign exchange, precious metals, and crude oil (to be improved soon).

BiyaPay currently supports online real-time exchange of more than 30 mainstream legal currencies and more than 200 mainstream digital currencies. You can check the exchange rate and convert it on the BiyaPay website, providing a market intermediate exchange rate with 0 hidden price differences and only a small handling fee, making the fees simpler, more transparent, and cheaper. It also adopts the local transfer method in most countries or regions around the world, with no limit on the amount, truly achieving same-day remittance and same-day arrival, making global remittance faster, more convenient, and safer.

At the same time, BiyaPay is also a professional deposit and withdrawal tool that supports exchanging digital currency USDT for US dollars and Hong Kong dollars, directly trading US/Hong Kong stocks, and participating in real-time stock trading and real-time deposit and withdrawal operations without applying for an offshore account. In addition, BiyaPay also supports digital currency transactions, allowing one account and one fund to invest in global markets.

Company name BiyaPay

Founded time May 2019

Company website https://www.biyapay.com/

Software platform iOS, Android

Business scope Internet finance

Nature of the company Private enterprises

Company mission Global exchange, benefiting the world, making digital currency popular

Operation philosophy

BiyaPay adheres to the operational philosophy of “user first, innovation-oriented” and is committed to providing users with high-quality Financial Services. The company continuously innovates and enhances User Experience to adapt to rapidly changing market demands.

Development history

In May 2019, BiyaPay officially entered wealth management and launched a new wealth management function

From June to July 2020, BiyaPay obtained the US MSB Financial Services license and the Canadian MSB Financial Services license

In September 2022, the highly anticipated US/Hong Kong stock trading function has been officially launched

In January 2023, successfully obtained the RIA license under the US Securities Supervision Commission (SEC)

In September 2023, BiyaPay’s digital currency spot trading function was launched

In November 2023, BiyaPay financing was officially launched

In March 2024, BiyaPay spot leveraged trading was officially launched

In April 2024, BiyaPay’s stock option trading function was officially launched

In May 2024, successfully obtained the New Zealand FSP securities license

In July 2024, BiyaPay’s global remittance function was upgraded again

In September 2024, the new version of BiyaPay web client was launched

Feature introduction

Wallet: includes asset management, collection, payment, transfer, recharge, and withdrawal functions. Through online operations, direct transfer, collection, and payment of digital currency or fiat currency can be achieved. It can also withdraw and remit money anytime and anywhere, and check the assets in the wallet.

Remittance: Currently supports the exchange and remittance of more than 200 currency pairs worldwide, allowing real-time viewing of exchange rates and conversion. It supports local transfers to most countries or regions worldwide, and there is no limit to the amount you can remit globally.

Flash exchange: After recharging, you can directly realize the mixed exchange of digital currency and fiat currency online, and there is no limit to the amount, supporting withdrawal to offshore bank accounts.

Wealth: Includes financial management functions related to digital currency and fiat currency. Existing financial products include arbitrage between USDT and USD current financial management, with a minimum annualized yield of 5.48%. The daily interest is distributed to the user’s available balance in the USD account at 24:00 on the second day.

Exchange rate inquiry and currency conversion: BiyaPay currently supports real-time exchange rate inquiry and conversion of more than 30 legal currencies (USD, EUR, GBP, HKD, JPY, etc.) and more than 200 digital currencies (USDT, ETH, BTC, etc.).

Currency Exchange: BiyaPay uses USDT as a medium to exchange more than 30 legal currencies in real time. Using digital currency USDT can achieve instant transfers worldwide, with no limit on the amount and low transaction fees.

US/Hong Kong stock trading: covering mainstream securities markets such as the US and Hong Kong, with one account, you can trade Hong Kong stocks during the day and play US stocks at night. In addition, it also supports transfers between banks and securities, making it easy to exchange USDT for US dollars and Hong Kong dollars and deposit them into major securities firms.

Product advantages

• Wallet: includes asset management, collection, payment, transfer, recharge, and withdrawal functions. Through online operations, direct transfer, collection, and payment of digital currency or fiat currency can be achieved. It can also withdraw and remit money anytime and anywhere, and check the assets in the wallet.
• Remittance: Currently supports the exchange and remittance of more than 200 currency pairs worldwide, allowing real-time viewing of exchange rates and conversion. It supports local transfers to most countries or regions worldwide, and there is no limit to the amount you can remit globally.
• Flash exchange: After recharging, you can directly realize the mixed exchange of digital currency and fiat currency online, and there is no limit to the amount, supporting withdrawal to offshore bank accounts.
• Wealth: Includes financial management functions related to digital currency and fiat currency. Existing financial products include arbitrage between USDT and USD current financial management, with a minimum annualized yield of 5.48%. The daily interest is distributed to the user’s available balance in the USD account at 24:00 on the second day.
• Exchange rate inquiry and currency conversion: BiyaPay currently supports real-time exchange rate inquiry and conversion of more than 30 legal currencies (USD, EUR, GBP, HKD, JPY, etc.) and more than 200 digital currencies (USDT, ETH, BTC, etc.).
• Currency Exchange: BiyaPay uses USDT as a medium to exchange more than 30 legal currencies in real time. Using digital currency USDT can achieve instant transfers worldwide, with no limit on the amount and low transaction fees.
• US/Hong Kong stock trading: covering mainstream securities markets such as the US and Hong Kong, with one account, you can trade Hong Kong stocks during the day and play US stocks at night. In addition, it also supports transfers between banks and securities, making it easy to exchange USDT for US dollars and Hong Kong dollars and deposit them into major securities firms.

Trading features

BiyaPay’s trading platform adopts advanced technology architecture to ensure the stability and security of transactions. The platform interface is intuitive and easy to operate, providing users with a smooth trading experience. In addition, the platform supports access from multiple devices, iOS and Android, making it convenient for users to trade anytime, anywhere.

Regulatory information

1. US BIYA GLOBAL LLC

A licensed entity registered with the US Securities Supervision Commission (SEC) (SEC number: 802-127417); a certified member of the US Financial Industry Regulatory Authority (FINRA) (Central Registration Number CRD: 325027); regulated by the US Financial Industry Regulatory Authority (FINRA) and the US Securities Supervision Commission (SEC).

The Financial Crimes Enforcement Agency (FinCEN) is registered as a Money Service Provider (MSB) with registration number 31000218637349 and is regulated by the Financial Crimes Enforcement Agency (FinCEN).

2. BIYA GLOBAL LIMITED

Registered as a money service provider (MSB) with the Canadian Transactions and Reports Analysis Centre (FINTRAC), registration number M20490364, regulated by the Canadian Transactions and Reports Analysis Centre (FINTRAC).

3. New Zealand BIYA GLOBAL LIMITED

BIYA GLOBAL LIMITED is a New Zealand Registered Financial Services Provider (FSP) with registration number FSP1007221 and is also a registered member of the New Zealand Independent Mediation Mechanism for Financial Disputes.

4. Other countries and regions

When BiyaPay operates in other parts of the world, it also needs to comply with local financial regulatory regulations.